Flexible specialist bridging
Hope Capital
Worth considering for residential, mixed use and commercial bridging where the case may need a flexible manual approach.
DealFunder editorial guide · Reviewed 29 August 2026
Top 10 bridging lenders in the UK
Ten established and specialist bridging lenders worth knowing. This is not a universal ranking. The right lender depends on the facts of your deal.
How we selected the lenders
A balanced list, not a paid ranking
DealFunder selected these lenders to reflect a useful mix of established firms, specialist underwriting, loan sizes, property types and bridging scenarios. We considered the breadth and clarity of published criteria together with relevance to brokers and borrowers searching the UK market.
The lenders appear alphabetically. Inclusion does not mean a lender will accept every case and does not constitute financial advice. No lender can pay to enter this list or improve its position.
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Bridging and refurbishment
LendInvest
A recognised property finance lender with bridging options for purchases, auction cases and refurbishment projects.
Speed and straightforward execution
MT Finance
A specialist bridging lender covering residential, commercial and mixed use security with regulated and unregulated options.
Bespoke and complex property finance
Octane Capital
May suit bridging, refurbishment and development exit cases that need individual underwriting rather than a standard product route.
Purchases, auctions and refurbishment
Roma Finance
Offers bridging routes for property purchases, auction completions and projects ranging from light works to more substantial refurbishment.
Property investors and larger facilities
Shawbrook
Provides bridging finance across a wide loan range for purchases, refurbishment and auction opportunities involving property investors and landlords.
Short term property finance
Somo
A specialist bridging lender known for property backed lending and an individual approach to transactions that need speed or flexibility.
Broad property and borrower appetite
Together
Offers regulated and unregulated bridging across residential, commercial and less standard scenarios including auctions, chain breaks and capital raising.
Regulated and unregulated bridging
United Trust Bank
An established specialist bank offering bridging for purchases, refinancing, auction transactions and light or heavy refurbishment.
Bridging and property investment
West One Loans
A specialist lender with bridging options for purchases, refinancing, auction cases and property improvement across a broad range of loan sizes.
Why a list is only the starting point
Your deal should determine the lender
A lender may accept residential bridging but decline land, heavy refurbishment, second charges or property in a particular part of the UK. Minimum loans, maximum leverage, borrower experience and adverse credit rules also vary.
DealFunder uses your transaction details to remove known conflicts and produce up to ten credible matches. That is more useful than contacting every name on a general list.
Create your free shortlist →Common questions
About this lender list
Which bridging lender is best?+
No lender is best for every transaction. The strongest choice depends on the property, location, loan size, leverage, borrower, timescale and exit strategy.
Is this list ranked from first to tenth?+
No. The lenders are shown alphabetically. This is an editorial selection of ten notable lenders, not a performance table or recommendation that one lender is better than another.
Did lenders pay to appear on this page?+
No. Payment and Featured Lender status do not determine inclusion in this editorial list and never affect DealFunder eligibility or ranking.
Will all ten lenders accept my case?+
No. A lender may be strong in one area but unsuitable for another. Use the DealFunder search to compare your actual transaction against current lender criteria.
Find the right fit